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State Farm Billing

Phone Number & Getting a Rep

State Farm Billing number

800-440-0998
Toll-free·Calls Billing· See main phone number & contact info
Q:

How do I talk to a human at this State Farm number?

A:Direct to Insurance Payments Center
Q:

Does this phone number work 24/7?

A:Yes! This phone number operates 24 hours a day, 7 days a week. The least busy day is Friday, and the most busy day is Wednesday. See below for more and to learn where this data comes from.
Q:

How long will I have to wait to speak to State Farm Billing?

A:The average hold time is 8 minutes. The longest hold times are on Friday, and the shortest are on Tuesday.

All State Farm customer service contact information

This is the #3 most popular State Farm phone number out of 3. Click above to go back to the main customer service number and other contact information, including State Farm email addresses, twitter handles, and live chat options.

More State Farm Customer Phone Numbers

Customer Service

800-782-8332
Main phone number · Toll-free · 24 hours, 7 days · Direct to Insurance Claims Center. · Emergency road service, press 1. To discuss an accident or damage claim, press 2. For existing customers, press 3. For a new quote, press 4. To make a payment, press 5. To receive copies of ID cards, press 6. For all other calls, press 7.

Technical Support

888-559-1922
Toll-free · 24 hours, 7 days · Press 7 at the first menu, then you must say "Your Birthdate" to be transferred. · For help logging into your account, press 1. For help with Drive Safe or the mobile app, or Bluetooth Beacon, press 2. For help with the State Farm website or mobile app, press 3. For all other inquiries, press 4.

How do I get through the phone menu to a real live person?

GetHuman researchers routinely call this State Farm phone number to document the phone system.
Here is our latest tip for weaving through the phone menu to get to a real person the fastest:  Direct to Insurance Payments Center
Here is how our research team describes the way the State Farm phone system greets you:  To use our new automated tool, press 1. To use the phone payment method, press 2.
Below are some clips we've found from State Farm's phone menus and tips that help give an idea of what you will encounter when you call. We've highlighted why they are important as well:

Heard when the phone system first answers

"Thank you. For calling the State Farm policy payment system. If you would like to know your billing or payment details, or prefer to make your payment online, we can help you get started."
Excerpt from a call with State Farm
Friday, March 14, 2025 10:13 AM

The first phone menu

"Thank you for calling the State Farm policy payment system. If you would like to know your billing or payment details or prefer to make your payment online, we can help you get started.
To be directed to our new automated tool, press one. If you prefer to use the phone payment method, press two."
Excerpt from a call with State Farm
Monday, April 15, 2024 2:17 PM

What are the hours and when should I call?

State Farm operates the call center for this 800-440-0998 phone number 24 hours, 7 days.  The short answer is that you should call on a Friday. This observation and the following section are based on analysis of a sample set of 4,959 calls made in the last 90 days using our free, web-based phone (see above).
An important note: busy times vs hold times vs best time to call
When we refer to busy or less busy times, we are talking about the volume of calls. The busiest times are when the most people are calling this State Farm phone number (least busy times have fewer people calling). This high call volume does not necessarily mean that you will have a long hold time when you call. Companies like State Farm staff their call centers differently based on the time of day and day of the week, so you may experience a shorter wait on hold at the busiest of times. When we refer to the best time to call, we are referring to the optimal combination of lower call volume and shorter wait times.

The least busy time to call

The least busy day to call State Farm is Friday. The most busy day to call State Farm is Wednesday.  Again, this is based on a sample of 4,959 calls made with our AI-powered, web-based phone in the last 90 days.

The shortest wait on hold

We measured the shortest hold times to be on Tuesday. The longest wait in the queue on average occurs on Friday. 

The best time to call

In summation, the best day to call State Farm is Friday.  This is not the day with the shortest wait on hold in the phone system, but we still recommend it for its ideal combination of low call volume and short hold times. Plus we believe that State Farm staffs the call center well on Friday.

Calling this State Farm Customer Number

2012-05-02T00:00:00.000Z

State Farm is a major insurance and financial services company in the United States. As one of the oldest and most respected companies of its type, it is not surprising that State Farm gets a lot of requests for customer service each and every day.

Why Do People Call State Farm Customer Support?

People call State Farm for a range of reasons, including:

  • Getting information about products and services
  • Starting a new policy or services
  • Making policy and account changes
  • Canceling accounts or policies
  • Troubleshooting and technical support
  • Filing a claim
  • Getting information on a claim
  • Making financial transactions
  • Finding an agent
  • Getting roadside assistance

Best Practices for Calling State Farm Customer Service

There are several things that you can do to help ensure that your call to State Farm is handled quickly and professionally:

  • Make sure that you are calling the correct number. Like many large companies, State Farm has multiple divisions, each with its own customer service department. You can find the number for your preferred department on the company's website, on your insurance card or billing statements.
  • Gather relevant documentation before calling. Documentation may include your insurance card, account number, name and contact information for your insurance agent, documentation regarding a claim, billing statements and any previous correspondence about your situation.
  • Have pen and paper handy for taking notes. Notes can be useful if you have to escalate your case.

How do Consumers Feel About Calling State Farm Customer Service?

State Farm has a strong reputation for excellent customer service. In addition, online and off-line searches do not reveal any patterns of reports from dissatisfied customers. This indicates that most people who call State Farm are generally satisfied with the level of support received from phone-based agents.

What Kind of Issues can State Farm Customer Service Representative Resolve?

State Farm phone-based agents are trained to resolve most issues faced by customers, including providing assistance with finding an insurance agent, working to open, change or cancel policies and accounts, assist with opening and processing claims, providing claim status, addressing technical support issues, taking action in cases of fraud, hacking or identity theft, and researching billing issues.

What Can't Be Resolved With a Call to State Farm Customer Service?

State Farm's phone-based agents are not in the position to negotiate your rates or to make decisions about claims. If you are concerned or upset about your rates or the status of a claim, keep in mind that a customer service representative cannot resolve such concerns to your satisfaction. Instead, you may want to file a request or appeal with the company so that somebody with authority can address your concerns. You may also wish to speak with your insurance agent who may likewise be in a better position to provide a real resolution.

If you are calling for technical support because State Farm's website or mobile app is incompatible with the device or computer that you are using, keep in mind that the customer service representative may be able to suggest a workaround, but that an incompatibility with your equipment is not always easily resolved. You may have to replace your equipment, or work with the manufacturer of your device to come up with a solution.

What Should You Do If You Have an Unsuccessful Call with State Farm?

If you get off the phone with a State Farm customer service representative and feel as though your questions were not answered or your issues were not resolved, don't give up. You may still have options.

First, take some time to review the notes you took during your call. If you did not take notes, jot down what you remember. Doing this may help you identify areas of miscommunication or misunderstanding. Identifying these areas can be helpful as you follow up.

Call State Farm back. Explain that this is your second call and that you are unable to get what you needed during the first call. Customer service representatives have different levels of training and experience, and the next person you speak to may be in a better position to understand and resolve your concern. You may also want to describe the kind of resolution you'd like, so that you and the representative are working toward a common goal.

If a second call does not work, try getting a hold of State Farm in another way. For example, you could email State Farm, which has the advantage of providing you with a written transcript of your communications with the company.

If you are unable to get State Farm to respond appropriately, try contacting your insurance agent. He or she may be willing to advocate on your behalf. Another possibility is to contact the state agency in your area that governs insurance companies. While this can be a slow process, filing a complaint and pursuing it may be the most effective way of dealing with a serious and complex insurance or financial matter.

Adam has been tirelessly trying to help customers find the best tips and tricks to get through phone trees and writing many guides for prickly customer service problems. He's been featured in the Wall Street Journal, Inside Edition and Bloomberg.

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